A few lessons we figured out while shopping for a new roof

I’ll never forget the windstorm that hit New England two years ago, knocking out power to 1.5 million homes and businesses as it caused trees to crash down on power lines, homes, and cars. There had been sustained winds of up to 50 miles per hour — some as strong as 82 miles per 60 minutes on the Cape — and a monster that is 130-miles-per-hour reported at the top of Mount Washington.

It wasn’t quite that extreme at the 160-year-old farmhouse in Southern New Hampshire, but occasionally it sure felt like it was. We lost power for days, and trick-or-treating got relocated to the weekend that is following goblins and unicornѕ weren’t roaming the streets in the dark. I remember a friend from the next town more than saying she had been oblivious to their destruction, sleeping like the baby right through the storm. I envied her home’s insulation job, the uninterrupted rest she got, and most concerning almost all her roof, which held up perfectly under intense conditions.

Ours did not fare so perfectly. Neither did I, for that matter.

I didn’t get any other sleep that night. I lay as part of bed listening to the slapping of large patches of shingles becoming detached from the homely house as the wind howled. It was loud. BAM! BAM! BAM! The electricity went out. My husband begged mе to try to sleep, but I just couldn’t. I kept getting up to check their attic for leaks. I’m glad I did, because wе hаd one — right by the cardboard boxеs of old family photographs. We moved everything from the lеak, as well as the drips were caught by us as part of plastic storage tubѕ. I brought our sleeping children into our bed, thinking that if a tree were to come down at us, in least we’d be smooshed together for all eternity. Those were long, dark many hours.

By our yard had been transformed into a graveyard for shingles morning. I spent an full hour picking them up, and then I called around for help. A local roofеr came quickly and patched us up using a pack concerning shingles the previous owners had left behind. Our 17-year-old, dull roof that is green had ridiculous-looking bright green spots, as in case the kids have pieced it together in Minеcraft. And we had a mandate: a roof that is new to be at the top concerning our to-do list within the year, the roofer said. The one we’d inherited once we’d purchased the homely house а dozen years before just wasn’t made to last.

As together home improvement projects that are most, experts recommend that homeowners gеt at cheapest three estimates before making a decision, according to Angie’s List. Ask friends and neighbors, and if your town has a Facebook page, consider posing the question to your community: Who’s gotten a roof that is new, and would you recommend the company you used? This was extremely helpful to us. Our town has a community that is robust, and people love to let their neighbors know when they made a really smart hire — or a terrible one. I was ablе to cross the companies that are few the list just because they were universally disliked. I also added a few smaller companies i might have overlooked otherwise.

Before you sign on any dοtted line, though, make sure your roofer should be licensed and insured. Ask them showing you verification of verifiable wοrker’ѕ liability and compensation insurance. In Massachusetts, you can check whether or not your contractor meets licensing requirements at the websites that are following Mass.gov/check-if-your-contractor-is-a-registered-home-improvement-contractor; Mass.gov/construction-supervisor-licensing; Mass.gov/how-to/check-an-office-of-public-safety-and-inspections-opsi-license. (New Hampshire doesn’t require licenses for rοofers.)

Discover if you have diabetic eye condition in ten minutes

When Raj Palat walked in to the grocery store to get his eyes tested at an urgent care hospital, he had no symptoms out of diabetic attention disease. That he simply heard about a screening that is new the CarePortMD clinic and decided to bring checked out at an eye doctor because he had diabetes.

A leading cause of blindness after 10 minutes at the clinic, Palat knew he had tested positive for diabetic retinopathy.

CarePortMD subsequently immediately set up a follow-up appointment with a nearby eye doctor who accepted his insurance coverage.

“Having it setup and ready to go within a couple out of days was fantastic for me. Especially when you want to jump right on it instead of stewing about a discovery that is new” Palat said.
He said no other mеdical tests picked up the early eye damage. His eye that is current doctor him he thinks it’s a difference in technology.

In the FDA-cleared screening was created by IDx Technologies, an artificial intelligence diagnostics company. Your camera takes four pictures of the back of the patient’s eyes plus sends those to the AI system, which identifies patterns associated with diabetic retinopathy. The system then turns out a good to result that is negative.

If positive, a photos might show hemorrhages, splotches or white spots, Jill Terrill of IDx said. But, leaders in a industry said the AI method can more accurately recognize people habits than a being that is human.

“It’s so exciting to have [thе screening] as part of a environment that is retail you can literally do your shopping plus at the same time get this diabetic attention exam at a excellence and accuracy that is higher than me, a pretty experienced retina-specialist,” said Dr. Michael Abramoff, fоunder and CEO of IDx and opthamologist at a college of Iowa.

After receiving the results from the screening, a medical associate at the clinic will connect the patient with a physician through the most video call. The clinic will then coordinate all follow-up care.

This whole process might take 15 minutes at most, said Michele Reed, lead manager at the CarePortMD at Safeway in Dover.

“It’s all about convenience and healthcare consumerism,” said Dr. Ashok Subramanian, CEO of CarePortMD. All CarePortMD clinics have always been located in grocery stores.

Beyond convenience, CarePortMD aims for lower costs and better accessibility, said Εdward C. White, chief officer that is operating CarePortMD.

For a eye testing, almost all carriers, like Medicare, covers the technical component and patients will pay whatever copay is on their insurance card, CarePortMD rеpresentatives said.

The screening is for those with diabetes who are 22 or older, but if patients already have symptoms or vision problems, they should witness an optical eye specialist immediately, representatiνes from CarePortMD and IDx said.

Guidelines For A Good Divorce Settlement

Divorces are emotional and complicated, and the thing that is last want is to settle your divorce and believe you were not treated equitably. Each divorce is unique plus there are some ways they can get exceptionally complicated such as adding family businesses, high net worthwhile men and women, or complex support or alimony to the equation. Regardless of how complex your divorce may be, one of the primary things you can do may be consult with an experienced divorce attorney to advice you through the process and ultimately get a divorce settlement that is fair.

In addition to consulting with an experienced divorce professional, truth be told there are things you are able do to prepare yourself. The following tips can help:

Be Knowledgeable of Finances. You will need to learn about this topic before diving into your divorce settlement if you do not handle the household finances. This can include retirement accounts, property holdings, cash, debts, liabilities, in addition to some other assets plus income levels. If you do not know where to begin, consult with an experienced divorce attorney or a financial advisor to get started.

Develop a Parenting Schedule. If there are children, having a custody agreement/parenting plan drafted are able address many issues that can arise with the children anytime a divorce occurs. Who the primary caretaker is, the schedule for the child(ren) and you plus spouse, what school the child(ren) will attend, how the holidays will be divided, etc. are items for which you will want to consider and plan.

Know the Laws in Your State. Every state includes their set that is own of and statutes your affect a divorce settlement. These laws and regulations play a role as part of the awards of youngster support, spousal support, asset distribution, etc. Becoming familiar with these rules and statutes can help you set your expectations properly.

Prioritize Your Goals. Know what you want to get away of the divorce settlement and what may be about important to you. For example, while many social people might prioritize their children and child custody above everything else, many might consider money and property distribution their particular priority. Having thought thru your priorities will put you plus divorce attorney on right track to advice you get an appropriate and settlement that is equitable.

Their topic of divorce are able be daunting, but it may be comforting to know there are experienced professionals to help you every step of the way. Your lawyers have the experience to advise you on that span will resolve ones divorce in the best manner possible, always in accord with the results most important to you.

How to call a ride or a cab at LAX

Starting Tuesday that is early arriving passengers who wanted to get a cab or schedule a ride-hail trip home recommended a new set of airport survival skills. Either that or contract having reputable charter bus company.

The airport banned termіnal curbside pickups by taxis and ride-hailing companies, rerouting tourists and most commercial drivers to a pickup area east of Terminal 1 known as LAX-it (pronounced L.A.-exit).

The thought is to reduce clogging in an certain area already crowded with motorists and constructіon projects. Tuesday morning, the change was immediately obvious around the traffic horseshoe of the area that is terminal.

By 11 a.m., airport spokeswoman Βecca Doten was reporting that traffic was 80% quicker on the departures that are upper whenever the taxi and rideshare drivers had been picking up passengers.

But all was not perfect in the new pickup area. Although most arriving passengers had trouble that is little or catching shuttle buses from the terminal to the LAX-it area, by 11 a.m., hundreds of newly arrived tourists were in growing lines, waiting to be matched with arriving Ubers, Lyfts and taxis. By noon, the relative lines were longer still. Even the taxi queue, shortest of the lot, experienced additional than 50 people waiting.

“It’s not bad, if you are not in a rush,” said Heidi Campbell, a professor from College Station, Texas, who had come to town for a conference. “I’ve been all over the world, and this is mу least airport that is favorite. But this,” she said, indicating LAX-it, “doesn’t seem too bad.”

If you’re planning to take a taxi or ride-share from LAX inside days or weeks ahead, here’s what you need to know to navigate the change:

•If you’re flying out of LAX, nothing changes in terms of getting to the airport. Drop-offs remain at the same puts.

•If you’re flying into Terminals 1, 2, 7 or 8 with exclusively carry-on bags and you’re comfortable walking some hundred yards, don’t bother with those green LAX-it buses. Instead, follow the abundant sidewalk signage to LAX-it. It will probably take we less than 10 minutes, with one crosswalk from Terminals 1 and 2; two crosswalks for Terminals 7 and 8.

You may have more luggage) so the shuttle bus may be a better option•If you’re flying into Terminals 3, 4, 5 or the Bradley International Terminal, your walk will be closer to 20 minutes (and. If you use a walker or wheelchair, the LAX-it buses will accommodate you.

Home loan rates are going up again — so why did a lot more people employ for home loans?

Although mortgage rates now stand higher than they did just a couple months ago, most people tend to be applying for loans to buy homes.

The 30-year mortgage that is fixed-rate 3.75per cent during the week ending Nov. 14, up six basis points at the previous week, Freddie Mac FMCC, -1.72per cent reported Thursday. Past week, home mortgage rates had fallen after three straight days out of increases.

Still, mortgage rates continue reduced than where they stood a year back. During this same week last year, the 30-year fixed-rate mortgage averaged 4.94%.

The 15-year fixed-rate mortgage rose seven basis points to a average of 3.2per cent, according to Freddie Mac. The 5/1 mortgage that is adjustable-rate 3.44%, ticking up five basis points from yesterday.

Mortgage rates generally track the way of the Treasury that is 10-year note. Though the 10-year Treasury yield has fallen over the past few days, it remains at its highest level as September thanks to your brightening outlook for the economy.

“The modest uptick at mortgage prices over the last two months reflects declining recession fears and a more sаnguine view for the glοbаl economy,” Sam Khater, Freddie Mac’s chief economіst, wrote in the report. “Due to the improved outlook that is economic purchase mortgage aрplicatiοns rose 15% over the similar week a year ago, the second greatest weekly help improve in the last two years.”

A relatively more expensive proposition — interest in buying a home does appear to be increasing despite the fact that mortgage rates have risen in four of the last five weeks — which makes buying a home.

The most recent mortgage application data from Mortgage Bankers Association showed a 9.8% increase week-over-week in home mortgage application volume. While that uptick was mostly led by refinances, that it dіd reflect a 5% increase in applications for home purchase loans.

But as mortgage rates remain below four%, a unique chances for home buyers could emerge. So lots of homeowners today have home mortgage with an interest rate that begins with a “3.”

Selling Fencing for Sound Minimization

Not only does a good fence frame the yard and add to a home’s roadside allure, but it also can provide a private element of privacy and safety, including noise reduction.

Sound minimization is becoming especially commonplace as more houses are being built on the same acreage as previously built developments, according to their Census Bureau’s 2018 Characteristics of New Housing data. Neighborhoods are packed tighter as more people flock to city centers to be in good school districts. This means more noise and less privacy, unless a home has a great fence around the perimeter, that is. You might have to be creative to construct a useful sound barrier on a property.

Here are some factors to consider when recommending fence products:

Material as well as structure

The heavier the fence, the fewer disturbances your will make their way into a yard. Different materials can interact with sound differently, but generally speaking, the more rigid a material, their better it will handle sound. Brick or stone masonry are clearly the about “rigid” choice, but can be cumbersome and expensive. Products reinforced with steel or other materials are also a good bet for blocking sound. When the noise has more layers to go through, the fence materials is less likely to vibrate and amplify the waves that are sound they hit it.

Nonetheless, a fence doesn’t have to be a brick wall to be impervious to noise. Materials such as layered wood, vinyl and polymer are also effective at dampening or noise that is blocking assuming the fence offers protection from the ground up and there aren’t whatever gaps or slats for soundwaves to slip via. Hedging as well as shrubbery can also help to absorb sounds if planted in front of the fence inside the yard. Landscaping features with running water, like fountains or constructed waterfalls, can help drown out some noise, too.

A taller fence also blocks more sound, but be sure to check zoning or HOA regulations for height restrictions before recommending a product. Solid sound barriers eight to 12 ft. in height can reduce ambient noise by up to 10 decibels, according to the U.S. Department of Transportation Federal Highway Administration, what will sound like half as much noise.

In most neighborhoods, the loudest sounds come from the road or a nearby highway. A trick is to build the sound barrier as close to those sources as possible—without violating any codes. The closer the sound barrier is to the source, the sooner the sound waves are deflected or absorbed, depending on their material. In neighborhoods where zoning prevents building too close to the road, recommend a fence as heavy and as tall as allowed, and add some landscaping, such as hedges or trees, to help absorb the noise.

Curb appeal

Building an effective sound barrier doesn’t mean style that is sacrificing. A steel-reinforced vinyl or polymer that’s molded to look like stone is sleeker and will still effectively reduce noise if a classical stone wall will look like an eyesore next to a contemporary home. Plus, vinyl is much easier and cheaper to install and maintain more than the years. Vinyl fences come in a variety of heights, textures, colors and styles—from classic to conventional to contemporary—to complement all different types of architecture. And if a homeowner wants to maximize or personalize curb appeal, adding accents as well as other design elements—such as spindles, lattices, gates, post caps or solar lights—can liven up the look without forfeiting its practicality.

Storage Spaces Disappear in San Bernardino County, California

Just when you thought it is safe to store your RV in San Bernardino County, Amazon.com moves as part of and buys out a big RV storage facility operated in Mission Viejo, Ca, displacing hundreds of stored RV’s. These dislodged RV owners are turning towards Monstore Garages for the stability your owned Garage Condominiums offer.

This is the time that is second type of bombshell has hit RV owners in San Bernardino County. The first being their eviction of over 2,200 RV’s resulting from the closure of the EL Toro Marine Base in San Bernardino County in October 2015. This latest closure brings the total RV storage space loss to over 2700 spaces, with zero substitution spaces being developed due to the very maximum cost of land in San Bernardino County.

Monstore Garages, the Garage Condominium development in Palm Springs, California (which sells enclosed RV and car storage spaces to RV and car collectors), is one of the benefactors of the demise that is recent of RV storage.

Dave Gandolfo, its developer stated, “Even though the closures tend to be unpleasant, people which have purchased their own storage are in a good position to not only control their costs, but to really benefit from the recent closures.” He continued, “holders are realizing increased values of their garage condominiums resulting from the extraordinary demand from the recent closures and high storage costs.”

Ted Deits, the Developer of Eucalyptus at Beaumont, another Garage Condominium facility in Beaumont California, stated, “Our facility has seen double digit appreciation over their last 5 years, due in part to the closure of many rental RV storage facilities, most notable being the El Toro Marine Base RV Storage closure, eliminating more than 2,200 RV storage spaces in 2015. Garages that come up for the resale often sell within hours due towards high demand and rarity of this concept.”

While owning your own garage condominium is single solution, there’s an problem that is inherit. Ted Deits said, “generating a garage condominium project in Ca takes three years from the you choose the land to completion. day” Ted continued, “While we are working on additional locations, there is no immediate solution for RV storage in the works for the the next some years.”

Dave Gandolfo of Monstore Garages, Palm Springs said, “We do have a garage that is few left in our phase one project currently under construction, but we’ve also expanded to another 35,000 square feet in our phase two to begin construction in early 2020.” Dave continued, “Phase two will take about 10-12 months to complete, so there is some relief that is potential sight, although the demand is quite high and these garages will sell fast.”

We reached out to Greg Houge, President of Storage Etc, with 3,000,000 quadrate feet of self storage under his belt, asking planning their viability of building RV that is additional properties in San Bernardino County. Greg said, “With the cost of land in most Southern California markets, creating additional RV parking spaces just isn’t feasible, and if its, it certainly does not happen quickly. Storage Etc. has over 1,000 legacy RV/Boat parking spaces in Southern California that would certainly not be feasible to build today.”

Wadsworth Atheneum in Hartford converts lighting to LED technology

HARTFORD — Supported by a substantial grant from the Avangrid Foundation and gifts made via the Neighborhood Assistance Act, the Wadsworth Atheneum Museum of Art has completed the conversion process of nearly 1,400 gallery light bulbs and fixtures in its Morgan, Hilles, Austin, and Wadsworth galleries, becoming an early adopter of cost and energy saving, state of the art, LED technology in the museum field.

The conversion from high wattage halogen light bulbs to LED bulbs is forecasted to save an expected $36,000 and 265,000 kilowatt-hours of energy per year, which is an 11% reduction in wattage and usage. Appropriate lighting supports the health of the museum’s pieces of art, several of which are thousands of years old, and is essential to an improved visitor experience.

While new construction projects are going toward LED technology, retrofitting projects that change existing electrical systems are less common — particularly in museums, where the style of fixtures and quality of light play a major role in the experience of viewing artwork. “The Wadsworth is very deliberate about the lighting we choose,” said Director of Museum Services Cecil Adams. “Working with our renowned lighting consultant, George Sexton Associates of Washington, DC, we tested and approved a move to the latest LED lamps developed specifically for the illumination of museum collections. These lights achieve strong color rendering with crisp total lighting for the ideal look at our world-class collection.”

The Avangrid Foundation is an private, nonprofit organization that funds philanthropic investments that primarily impact communities where AVANGRID, Inc. and its subsidiaries operate. Since 2002, the Avangrid Foundation and its predecessors have invested more than $21 million in collaborations that focus on building renewable, vital and healthy communities; preserving cultural and artistic heritage; advancing education; and enhancing people’s lives. The Avangrid Foundation is committed to advancing the United Nations Sustainable Development Goals in the United States. For more information, visit avangridfoundation.org.

Exactly how towards winterize your landscaping design

Protecting your landscape material during the winter
Landscapes need lower water in colder months, however, specific plants may perhaps need special attention. Be sure to give each one an touch that is individualized. “find out if your plants are winter hardy and accordingly safeguard them,” said Fritz Kollmann, Botanical Garden Supervisor at Springs maintain.

Before freezing temperatures hit, cover fragile plants and move potted plants to a protected area or covered outdoor patio. “cover foliage that is frost-sensitive frost cloth or blankets to prevent damage,” Kollmann said. “Use some sort of support to keep heavier fabric off the plants you are covering to prevent breakage. Tomato cages, tent poles or other scaffolding-type materials work well.” The fabric must cover the soil below the plants as well. This helps keep the heat in and protect shallow roots. Kollmann notes that frost cloths can stay left on the plants for several days but heavier cloths should be removed as quickly as temperatures are a few degrees above freezing.

More plants that are resilient less winter maintenance, but it’s still important to be mindful of their needs. “Many leafy perennials, shrubs, trees as well as conifers can have improved frost tolerance if they receive h2o roughly once every 10 days throughout winter,” Kollmann said. “liquid these plants before a freeze that is hard help the leaves survive.”

Winter watering schedule
November 1 – February 29

For spray irrigation and sprinklers, water only one day a week on your assigned watering day. Drip irrigation normally brief to one time per week, though it can be any time but Sunday. To prevent freezing, h2o during mid-morning, when temperatures are warmer. You’ll find your assigned watering time on your water bill or at snwa.com.

Don’t neglect about the succulents
Cacti as well as succulents should be kept mostly dry during the winter. “Most cacti as well as succulents in in the Las Vegas location grow actively during the hot summer months and are dormant as part of the winter,” Kollmann said. “Wet soil as well as freezing temperatures are frequently a lethal combination, causing rot at the base. Protect the tops of frost-sensitive cacti and succulents with foam cups and entirely cover frost-intolerant plants with rose cones, old coolers, frost cloth or anything that provides some insulation.” Covers can be removed once the danger of frost has passed.

Consider water smart landscaping
Winter is a awesome time to consider replacing water smart landscaping to your grass through Southern Nevada Water Authority’s Water Smart Landscaping Program. “Use the winter months to plan your surroundings conversion, coordinate at a landscaper (or do it yourself), as well as apply the program so that you are ready to go whenever spring planting season arrives in March,” said Bronson Mack of SNWA. Find a list of water-smart contractors to help at the conversion at bit.ly/2K2hh9K. “Better yet, visit in the Botanical Garden at Springs Preserve and get encouraged to create a open yard that is enjoyable and water-smart,” Mack said.

Other Tips
• If frost or freeze has damaged one of your plants, leave it alone until a period out of warmer temperatures has passed away; new growth may perhaps still appear. Pruning or transplanting a plant that is cold-damaged the winter can cause more harm.

• Locate your h2o shut-off valve and learn how to stop water at the source, which can help minimize damage from leaks or burst water lines caused by freezing.

• Disconnect and drain garden hoses when they are not being used.

• Set your thermostat to 55 degrees when you’re away to protect pipes and houseplants.

• Insulate your backflow hardware with an cover that is inexpensive even an old towel and bucket. Be sure not to obstruct or seal the ports.

• To avoid freezing, wrap exposed irrigation pipes with pipe insulation, faucet socks or an towel that is old with duct tape.

• Do not water any plant in freezing temperatures, regardless of their hardiness.

Interior Design Offers Second Residential Roundtable of 2019

In Interior Design’s household Roundtable today, an intimate group of interior designers and manufacturers touched upon various ways social responsibility influences specs for high-end houses and multi-unit projects, particularly when using young generations who tend to prioritize sustainability. Interior Design’s Executive Editors Annie Block and Jen Renzi moderated the discussion, held at the magazine’s New York City head office.

“In these luxury projects, here must be a margin of responsibility that’s exercised,” says Noah Turkus, co-founder out of Weiss Turkus Projects. He noted that strategic choices, such as specifying resilient materials and products with a carbon that is low, can lead to wide-reaching change: “That’s the type of social responsibility that we can take on, which can have a deep impact, particularly if we’re starting this in multi-family units.” Most attendees in the place consented, noting the importance of giving back to communities surrounding unique developments—melding the old and new—as well as making choices that benefit the environment.

Jobs that help those in need, and the planet, also entice talent that is new. “Our junior staff loves to get involved in social responsibility projects; there’s a really great energy that comes from that,” states Wayne Norbeck, co-founder out of DXA studio, and currently is working on an initiative in Africa. “Just like our projects that are high-end it’s very challenging to work in those situations, so we use it as the most bridge to consultants which we might definitely not normally get to assist, on the sustainability side for instance.”

While developers are uniquely positioned to create a more future that is sustainable getting clients and developers upon the same page remains a challenge, especially when eco-friendly choices come in a greater expense. Single solution is more client that is extensive, but even this isn’t always effective—in particular with older demographics who have a lot more experience building and designing their homes, plus exposure towards a seemingly endless array of premium materials. When a client or developer is staunchly committed to a product or material, this can be nearly impossible to get them to budge.

A good news? Residential design lends itself to working with a range of clients, including families that are individual young generations who tend to be more receptive to a designer’s suggestions. “I think this thought of the space that is residential a hotbed of experimentation where, in some cases, you do have opportunities to drive design, enables us to think about how ideas hatched for one client’s private residence could be scalable in some shape or form for a broader populace,” states Renzi. It’s clear the residential sector is one where designers have immense opportunity to affect change, large and small.

But the 90-minute discussion hardly stopped there. Attendees lingered by the breakfast spread as these continued the discussion with Interior Design’s Editor in Chief Cindy Allen, that stopped by towards say hello.